Real world underwriting
Our underwriters take the time to understand your clients' situation, looking at the whole picture, rather than just relying on a credit score decision.
After 16 years of flat sharing and renting around London, Zara was determined to get on the property ladder. But being from a Muslim background, her options were limited as most lenders don't have halal products. StrideUp’s range is certified Shariah-compliant, finally giving her an ethical option. Read her story.
Zain has worked for the past 6 years for a large multi-national procurement supplier as an IT Manager. To be closer to family, he needs to move house and take up a contracting role. Given his experience in the industry, StrideUp will accept this with just 3 months contracting history.
Omar is a Turkish national on a Tier 2 visa earning £45k. His wife Salma is working part-time on £22k a year and they’re looking to buy their first home. Omar has 18 months left on his visa, and then will apply for Indefinite Leave. High street lenders require at least a 25% deposit, but with StrideUp they could buy their ideal home with a 10% deposit.
Alison recently decided to follow her dreams of setting up her own boutique florist. She’s been self-employed for 18 months while her partner Steve earns a salary of £10k a year. They want to buy an East Midlands home for £350k but have been struggling to secure a traditional mortgage that meets their needs.
Yousef and Sara have been renting in Leicester for the past 3 years as they try and save up for a deposit. However they need support from family to get them on the property ladder. Whilst most providers will accept gifted deposits from parents, but with StrideUp they can also get support from extended family, giving them the boost they need.
